.arial10 {  font-family: Arial, Helvetica, sans-serif; font-size: 10px}
.arial12 { font-family: Arial, Helvetica, sans-serif; font-size: 12px}
.arial12bold { font-family: Arial, Helvetica, sans-serif; font-size: 12px ; font-weight: bold}
.arial10bold { font-family: Arial, Helvetica, sans-serif; font-size: 10px ; font-weight: bold}
.arial16bold { font-family: Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold }
.arial14 { font-family: Arial, Helvetica, sans-serif; font-size: 14px}
.arial14bold { font-family: Arial, Helvetica, sans-serif; font-size: 14px ; font-weight: bold}
.arial8 {font-family: Arial, Helvetica, sans-serif; font-size: 8px}
.pad12 {margin-left :4px; font-family: Arial, Helvetica, sans-serif; font-size: 12px}
.pad12r {margin-left:15px;margin-right:15px; font-family: Arial, Helvetica, sans-serif; font-size: 12px}
.pad12r2 {margin-left:15px;margin-right:7px; font-family: Arial, Helvetica, sans-serif; font-size: 12px}
.pad14 {margin-left :15px; font-family: Arial, Helvetica, sans-serif; font-size: 14px}
.pad14r {margin-left :15px; margin-right :15px; font-family: Arial, Helvetica, sans-serif; font-size: 14px}
.padplus {margin-left :45px; font-family: Arial, Helvetica, sans-serif; font-size: 14px}
.backgrd {background-repeat:no-repeat; background-position:top right}
.backgrd2 {background-repeat:no-repeat; background-position:bottom}
.backgrd3 {background-repeat:no-repeat; background-position:center}
a{color:black}
a:hover{color:gray}
a.link1:link { color: black; text-decoration: none }
a.link1:active { color:black; border-bottom:1px red solid }
a.link1:visited { color:black; text-decoration: none }
a.link1:hover { color:black; border-bottom:1px red solid }
a.link2:link { color: black; text-decoration: none}
a.link2:active { color:black; text-decoration: underline }
a.link2:visited { color:black; text-decoration: none}
a.link2:hover { color:black; text-decoration: underline}
a.link3:link { color: white; text-decoration: none }
a.link3:active { color:white; text-decoration: underline }
a.link3:visited { color:white; text-decoration: none }
a.link3:hover { color:white; text-decoration: underline }
a.link4:link { color: black; text-decoration: none;}
a.link4:active { color:black; text-decoration: none}
a.link4:visited { color:black; text-decoration: none}
a.link4:hover { color:black; text-decoration: none; color:gray}
a.linkred:link { color:red; text-decoration: none }
a.linkred:active { color:red; text-decoration: underline }
a.linkred:visited { color:red; text-decoration: none }
a.linkred:hover { color:red; text-decoration: underline }
.verd12 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}
.verdsep {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px; color:CCCCCC;}
.verd12pad {margin-left :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}
.verd12padLR {margin-left :15px;margin-right :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}
.verd14pad {margin-left :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px;}
.verd14pads {margin-left :4px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px;}
.verdhomeR {margin-left :4px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}
.verd20pad {margin-left :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 20px;}
.verd12padR {margin-right :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;}
.verd14padR {margin-right :15px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px;}
.verd14 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px;}
.redtext {color:ff0000;}
.whttext {color:white;}
.grytext {color:333333;}
.gry2text {color:808080;}
.verd16 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 16px;}
.verd18 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 18px;}
.verd20 {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 20px;}
.frame {font-size:14px;color:black;border:2px solid red;padding-top:2px;padding-right:4px;padding-left:4px;padding-bottom:2px;font-family:Verdana, Arial;}